Invest a little time

Three things to do on MyCitiPension in the run-up to retirement

Planning for retirement doesn’t have to be complicated. By setting aside a little time now to check in on your pension, you can make sure your savings are working towards the lifestyle you want in the years ahead. MyCitiPension makes it easy to stay on track.

Here are three simple ways to invest a little time today.

Invest time into checking your balance and target access age

Knowing how much you’ve built up, and when you plan to access it, is a key step in shaping your retirement. Your balance gives you a snapshot of where you are today, while your target access age shows when you expect to start taking your pension. Together, these give you a clearer picture of whether your plans line up with the lifestyle you’d like in retirement.

What you can do: Log in to MyCitiPension to view your pension balance and check your target access age by going to My Pension > My Investments. If your circumstances have changed – maybe you’re considering retiring earlier, or you’d prefer to keep working longer – you can update your target access age to make sure your pension stays in line with your goals.

Invest time into thinking about your future lifestyle and if you’ll have enough

It can be hard to imagine what your savings today will mean for your lifestyle tomorrow. Taking a moment to picture the kind of retirement you’d like, whether that’s travelling more, spending time with family, or simply having the freedom to slow down, can help you see if your pension is on track. Running a retirement quote gives you a clearer view of whether your savings are likely to support the life you have in mind, or if adjustments might help.

What you can do now: Use the My Projected Pension tool on MyCitiPension under My Quotes > My Projected Pension to run different scenarios, like retiring earlier, later, or with a different contribution levels. Seeing the impact of these choices side by side can help you decide whether you’re comfortable with where you are or if you’d like to make changes while there’s still time.

Invest time into planning for tomorrow and protecting your loved ones

Your pension is one of your most valuable assets, so it’s important to make sure everything about it is up to date. That includes simple things like your address and marital status, as well as your Expression of Wish – the people you’ve nominated to receive your pension benefits if you die before retirement. Reviewing these details regularly is an easy way to protect both your future and your loved ones – it doesn’t take long.

What you can do now: Log in to MyCitiPension and check your personal details and Expression of Wish nominations. A few minutes today can give you peace of mind that your pension reflects your current life, not your circumstances from years ago.